TY  - SER
AU  - Cziraky, Dario
TI  - Determinants of the low SME loan approval rate in Croatia
PY  - 2005///
KW  - Smes
KW  - Small And Medium Enterprises
KW  - Loan Assesment
KW  - Latent Variable Models
KW  -  Credit Rationing
KW  - Commercial Banks
ER  -