Understanding Impact of Microcredit on Socio-Economic Status of Women Micro-Entrepreneurs
By: Dwivedi, Nivedita T
Contributor(s): Dwivedi, Amit Kumar
Material type:
TextPublisher: India Inderscience Publishers 2022Description: 17pSubject(s): women micro-entrepreneurs | empowerment | microcredit | self-help groups | SHGs | socio-economic statusOnline resources: Click here to access online Summary: Microcredit is small ticket loan provided by microfinance
institutions for starting enterprise to the poor people. The study is conducted on
those women beneficiaries who are the member of self-help groups (SHGs) and
had taken microcredit and took entrepreneurial ways of livelihood and run a
micro-enterprise in their localities. The findings of the study conclude that:
1) after becoming economically empowered, women’s socio-economic status in
the society as well as in her family have improved substantially and there is
positive change observed in her personality also; 2) significant number
of women micropreneurs fall in the age group of 31 to 40 participate in
decision-making regarding family; 3) the women microcredit beneficiaries
contribute too appropriately in their family’s income; 4) women become
responsible for microcredit, for repayments, for maintaining saving accounts
and after bearing these responsibilities, women gain confidence to take charge
of their lives and the lives around them; 5) microcredit is an empowerment tool
for women who take-up entrepreneurial career.
| Item type | Current location | Call number | Status | Date due | Barcode |
|---|---|---|---|---|---|
Articles
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Ahmedabad (HO) | Available | AR385 |
Microcredit is small ticket loan provided by microfinance
institutions for starting enterprise to the poor people. The study is conducted on
those women beneficiaries who are the member of self-help groups (SHGs) and
had taken microcredit and took entrepreneurial ways of livelihood and run a
micro-enterprise in their localities. The findings of the study conclude that:
1) after becoming economically empowered, women’s socio-economic status in
the society as well as in her family have improved substantially and there is
positive change observed in her personality also; 2) significant number
of women micropreneurs fall in the age group of 31 to 40 participate in
decision-making regarding family; 3) the women microcredit beneficiaries
contribute too appropriately in their family’s income; 4) women become
responsible for microcredit, for repayments, for maintaining saving accounts
and after bearing these responsibilities, women gain confidence to take charge
of their lives and the lives around them; 5) microcredit is an empowerment tool
for women who take-up entrepreneurial career.
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