How Bankers and Small Households Adjust to Risk in Dryland Agriculture: A Case Study of Two Blocks in Karnataka, India

Tewari, D D; Gupta, A K

dc.contributor.author	Tewari, D D
dc.contributor.author	Gupta, A K
dc.date.accessioned	2015-06-22T07:40:26Z
dc.date.available	2015-06-22T07:40:26Z
dc.date.issued	1997-03
dc.identifier.issn	09713557
dc.identifier.uri	http://hdl.handle.net/123456789/1490
dc.description.abstract	In India, the credit needs of dryland farmers, especially small and marginal farmers, are served largely by non-institutional sources. The formal banking system follows a risk-averse strategy towards lending to this segment, and does not appear to attach any significance to the generation of substantial intangible benefits to households through financial intermediation. After analysing the risk perceptions of households and banks in the Harihar and Mulkamuru blocks in Karnataka, the authors of this paper point to the need to develop an integrated approach to risk managementwhile extending loans to dryland agriculture. Entrepreneurship; Banking; Agriculture; Dryland	en_US
dc.description.sponsorship	Centre for Research in Entrepreneurship Education and Development	en_US
dc.language.iso	en	en_US
dc.publisher	Sage Publications	en_US
dc.subject	Entrepreneurship	en_US
dc.subject.other	Banking
dc.subject.other	Agriculture
dc.subject.other	Dryland
dc.title	How Bankers and Small Households Adjust to Risk in Dryland Agriculture: A Case Study of Two Blocks in Karnataka, India	en_US
dc.type	Article	en_US