Women Entrepreneurship through Self Help Credit Programme: Evidence From Jammu and Kashmir

By: Sudan, Falendra Kumar
Contributor(s): Singh, Ishita
Material type: ArticleArticlePublisher: 2015Description: 1156 - 1174Subject(s): Jammu And Kashmir | Self-Help Groups | Women Entrepreneurship | Women'S Entrepreneurship | Entrepreneurship | Eleventh Biennial Conference On Entrepre | Biennial Conference PapersOnline resources: Click here to access online In: Eleventh Biennial Conference on Entrepreneurship/ Edited by Sasi Misra, Dinesh Awasthi, Ganapathi BatthiniSummary: The paper intends to analyze the process of livelihood diversification and women entrepreneurship through self help credit programme (SHCP) under Integrated Watershed Development Project (IWDP), Hills-II, Jammu and Kashmir. The study has been confined to 275 women members of SHCGs comprising regular members (156), auxiliary members (76), and new members (43). Both quantitative and qualitative tools were used to analyze data. Empowerment was assessed by Weighted Mean Index (WMI) method. The study reveals that women's role in enterprise and household decision making, their access to assets and control over self earnings have improved significantly among client than non-client group. SHCP has facilitated them to take decision for their personal needs, availing treatment, recreational facilities and participate independently in household decision making. However, SHCP should incorporate necessary steps to enhance empowerment of women irrespective of their duration in programme, types of economic activities, and marital status. In order to transform SHCP into a genuine livelihood diversification and gender strategy, women's empowerment needs to be understood as more than a marginal...
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Articles Articles Ahmedabad (HO)
(Browse shelf) Available 019082

The paper intends to analyze the process of livelihood diversification and women entrepreneurship through self help credit programme (SHCP) under Integrated Watershed Development Project (IWDP), Hills-II, Jammu and Kashmir. The study has been confined to 275 women members of SHCGs comprising regular members (156), auxiliary members (76), and new members (43). Both quantitative and qualitative tools were used to analyze data. Empowerment was assessed by Weighted Mean Index (WMI) method. The study reveals that women's role in enterprise and household decision making, their access to assets and control over self earnings have improved significantly among client than non-client group. SHCP has facilitated them to take decision for their personal needs, availing treatment, recreational facilities and participate independently in household decision making. However, SHCP should incorporate necessary steps to enhance empowerment of women irrespective of their duration in programme, types of economic activities, and marital status. In order to transform SHCP into a genuine livelihood diversification and gender strategy, women's empowerment needs to be understood as more than a marginal...

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