Tanzanian Micro Enterprises and Micro finance: The Role and Impact for Poor Rural Women Ssendi, Lucy.
By: Ssendi, Lucy
Contributor(s): Anderson, Alistair R
Material type:
ArticlePublisher: The Journal of Entrepreneurship 2009Description: 1-19Subject(s): Rural Women | Micro Finance | Tanzanian Micro EnterprisesOnline resources: Click here to access online
In:
The Journal of EntrepreneurshipSummary: This article explores the nature of micro finance, or micro credit, in rural Tanzania. It begins by examining the types of finance available to the poor who operate micro enterprises. We then consider the intended role and availability of micro credit in alleviating poverty. We find that most institutes which offer loan facilities operate mainly in urban centres, thus restricting accessibility for the rural poor. Moreover, the modest lending conditions have also created an obstacle for the poorest women. The empirical part of our study examines the impact of one institution, the SELF project which is specifically intended to address these issues. By means of a survey, we find that SELF loans have had some benefits in improving the profitability of micro enterprises run by rural poor women, but there seems to be little long-term effect as measured by increases in household assets.
| Item type | Current location | Call number | Vol info | Status | Date due | Barcode |
|---|---|---|---|---|---|---|
Articles
|
Ahmedabad (HO) | (Browse shelf) | Vol. 18, Issue. 1 | Available | 014791 |
This article explores the nature of micro finance, or micro credit, in rural Tanzania. It begins by examining the types of finance available to the poor who operate micro enterprises. We then consider the intended role and availability of micro credit in alleviating poverty. We find that most institutes which offer loan facilities operate mainly in urban centres, thus restricting accessibility for the rural poor. Moreover, the modest lending conditions have also created an obstacle for the poorest women. The empirical part of our study examines the impact of one institution, the SELF project which is specifically intended to address these issues. By means of a survey, we find that SELF loans have had some benefits in improving the profitability of micro enterprises run by rural poor women, but there seems to be little long-term effect as measured by increases in household assets.
There are no comments on this title.